Experience theWorld EliteStandard of Living

Experience life at its finest with the new Aafaq World Elite Credit Card — crafted for those who seek luxury, convenience, and intelligent rewards.

Your Gateway to a Premium Lifestyle

The Aafaq World Elite Credit Card is more than a card; it's an invitation to experience life at its finest.

Created for those who value privilege, sophistication, and rewards that match their lifestyle, it brings together luxury benefits, exclusive access, and effortless convenience.

Minimum Salary

AED 20,000

Upto 5X Rewards

plus exceptional lifestyle privileges

<strong>Annual Fee:</strong> First Year Free

Annual Fee: First Year Free

AED 1,050 Year 2 Onwards (waived on annual spend of AED 100K)

Exclusive Premium Benefits

From golf and valet parking to travel and up to 5 times AIF Rewards on dining, online and travel.

Digital-First Experience

Manage everything seamlessly through our Aafaq Digital App.

Shariah-Compliant Finance

Enjoy premium services that align with Islamic principles and values.

Apply now

Lifestyle Benefits

Golf Access

2 complimentary sessions per month at our partner locations

Visit aafaq.theconciergecompany.com to make your booking.

Padel Games

2 monthly padel sessions at partner locations

Visit aafaq.theconciergecompany.com to make your booking.

Valet Parking

Complimentary valet at select locations

VOX Discounts

Buy 1 Get 1 Free Tickets at VOX Cinemas

Rewards & Offers

Welcome Offer

20% Cash Back on. Amazon, noon, Careem, Talabat

AIF Rewards

5% Rewards on Online and Dining Spends and 3% Rewards on International Spends

All Other Spends

Up to 1% Rewards on all other Spends

Travel Benefits

International Spends

3% Rewards on international spends

Airport Transfer

4 free transfers to and from DXB

Meet & Greet

4 Airport Meet and Greet at DXB

Airport Lounge

Lounge access for cardholder and guest

Benefits Calculator

Adjust your spends and benefits to see estimated annual value.

Your Estimated Savings

Welcome (For first 3 Months) AED

AIF Rewards AED

Lifestyle Benefits AED

Travel Benefits AED

Annual Total AED

Finance Made Simple
with Aafaq App

Apply for your Aafaq World Elite Credit Card in minutes, track spending in real-time, and control every aspect of your card directly from your phone. Experience the future of Islamic banking today.